Car insurance for women are usually cheaper because contrary to the popular myth, women are better behind the wheel, and they usually drive slower and safer. Thus, chances of a crush are reduced. Moreover, women are known for filing fewer claims than men, drive for shorter distances keeping the mileage down at minimum and tend to have only minor road accidents. Another reason why women should find cheaper car insurances is because they have a lower rate of drinking while driving and thus, less liable of motoring convictions.